Privacy Policy

Last updated: October 7, 2024

Stemper & Associates, Inc. (“us”, “we”, or “our”) operates stemperandassociates.com (the “Site”). This page informs you of our policies regarding the collection, use and disclosure of Personal Information we receive from users of the Site.

We use your Personal Information only for providing and improving the Site. By using the Site, you agree to the collection and use of information in accordance with this policy.

Information Collection And Use

While using our Site, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information may include, but is not limited to, your name (“Personal Information”).

We may collect the following types of information:

• Personal Information: This includes your name, email address, phone number, and any other information you provide when you register, subscribe, or contact us.
• Usage Data: We collect information about your interaction with our website, such as your IP address, browser type, operating system, and pages visited.
• Cookies: Cookies are files with small amounts of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a web site and stored on your computer’s hard drive. We use cookies and similar tracking technologies to enhance your experience on our site. You can manage your cookie preferences through your browser settings. However, if you do not accept cookies, you may not be able to use some portions of our Site.

How We Use Your Information

We may use the information we collect for various purposes, including:

• To provide, maintain, and improve our website and services.
• To communicate with you, including sending newsletters, updates, and promotional materials.
• To respond to your inquiries and provide customer support.
• To analyze usage and trends to enhance user experience.

Third Parties

We do not sell, otherwise disclose, or share data we collect about you except as described in this Privacy Policy. We may share your personal data with third parties as described below:

• Business Affiliates

We may share your data with our affiliates, subsidiaries and parent companies (“Affiliates”), for the purpose of any necessary collaboration. In addition, if Stemper & Associates is involved in a merger, acquisition or asset sale, your Personal Information and data may be transferred as a business asset.

• Independent Contractors

In certain circumstances in the performance of the Services, Stemper & Associates may rely on independent contractors, who may have access to certain Personal Information.  Stemper & Associates’s policies for independent contractor instructors prohibits them from disclosing, transferring, selling, or using for their own benefit the Personal Information of any subscribers or patrons of Stemper & Associates.  However, Stemper & Associates is not responsible for the actions of independent contractors, and will not be liable for damages in the event of any unauthorized, improper or illegal use of Personal Information by independent contractors.

• Payment Processors

Stemper & Associates relies on third party payment processor(s) to process invoice payments. The third party payment processor(s) may collect certain Financial Information from you, including your name, email address, address and other billing information.  The use and privacy of your Financial Information is governed by the third party payment processor’s terms, conditions and privacy policies.

• Consultants or Vendors

Stemper & Associates may engage certain third parties, including without limitation information technology consultants or vendors, who may process data submitted to Stemper & Associates to perform certain business-related functions and to improve the performance of our Services.  Depending on the circumstances of the services provided by a particular consultant or vendor, we may provide them with information including Personal Information, Account Information and Traffic Data in connection with their performance of such functions. 

Communications

We may use your Personal Information to send periodic emails related to Stemper & Associates, Inc. such as newsletters, marketing or promotional materials, or other notifications. You can always opt-out of receiving these communications by following the instructions provided in each email.

Security

The security of your Personal Information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage, is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.

Changes To This Privacy Policy

This Privacy Policy is effective as of October 7, 2024 and will remain in effect except with respect to any changes in its provisions in the future, which will be in effect immediately after being posted on this page.

We reserve the right to update or change our Privacy Policy at any time and you should check this Privacy Policy periodically. Your continued use of the Service after we post any modifications to the Privacy Policy on this page will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Privacy Policy.

If we make any material changes to this Privacy Policy, we will notify you either through the email address you have provided us, or by placing a prominent notice on our website.

Contact Us

If you have any questions about this Privacy Policy, please contact us via inquiries@stemperandassociates.com